Planning a trip for 2025? Whether it’s a quick weekend getaway or a long international vacation, one thing you shouldn’t overlook is travel insurance. With so many providers out there, it can be a little overwhelming trying to figure out which one offers the best coverage for your needs. After all, you want peace of mind while you’re enjoying your vacation, right?
In this guide, we’re going to take a closer look at the top 10 travel insurance providers for 2025, breaking down their strengths, coverage options, and what makes them stand out. Let’s jump into it and find the right provider for your next adventure!
1. Allianz Global Assistance
When it comes to comprehensive travel insurance, Allianz Global Assistance is hard to beat. With over 25 years of experience, they offer an array of plans that can cover everything from trip cancellations to medical emergencies. Their OneTrip Premier Plan stands out with higher medical coverage, trip interruption benefits, and even 24/7 travel assistance.
What sets Allianz apart is their user-friendly mobile app, which allows you to file claims on the go. If you’re traveling internationally, their Emergency Medical and Dental coverage is highly recommended, especially for trips to regions where healthcare can be expensive.
2. Travel Guard by AIG
Another great option for travelers is Travel Guard from AIG, one of the biggest names in the insurance world. Their plans are known for flexibility, with coverage that can be tailored to your needs. The Preferred Plan covers trip cancellations, lost baggage, medical emergencies, and more.
Travel Guard offers some unique benefits like missed connection coverage, which is perfect if your flight gets delayed and you miss your connecting flight. Plus, they have a 24/7 Travel Assistance Hotline to help you out in any situation, anywhere in the world.
3. Travelex Insurance Services
For those who want a balance between cost and coverage, Travelex Insurance Services offers great options. Their Travel Select Plan provides trip cancellation, medical expenses, baggage loss, and more. It’s especially known for being budget-friendly while still offering solid coverage.
What makes Travelex stand out is their customizable plans. Whether you need coverage for pre-existing medical conditions or a more specific type of protection, they’ve got you covered. 24/7 emergency assistance and trip interruption benefits are also included, making this a solid choice for many travelers.
4. World Nomads
If you’re an adventure traveler, World Nomads should be at the top of your list. This provider is a favorite among backpackers and thrill-seekers because they cover adventure sports like scuba diving, skiing, and trekking. If you’re planning a more active trip, this is the plan for you.
Their policies are known for flexibility, especially for long-term travel. The coverage options can be adjusted to suit your specific needs, such as emergency evacuation or trip cancellation. World Nomads is also praised for their easy-to-navigate website, making it simple to get a quote and purchase your policy online.
5. Seven Corners
Seven Corners offers a variety of plans for international and domestic travelers, including trip cancellation, medical evacuation, and emergency medical benefits. Their Liaison Travel Insurance plan is particularly popular for those traveling outside of their home country, as it covers things like foreign medical care and medical evacuation.
One of the biggest perks of Seven Corners is their 24/7 multilingual support, which is a lifesaver if you’re traveling to a country where you don’t speak the language. They also offer a money-back guarantee if you cancel your policy within 10 days of purchase, which adds extra peace of mind.
6. InsureMyTrip
If you’re the type of person who likes to compare before committing, InsureMyTrip is an excellent choice. They don’t actually offer insurance themselves, but instead, they allow you to compare different travel insurance providers all in one place. This makes it easier to find the best plan at the best price based on your specific needs.
They feature a wide range of options, from basic plans to more comprehensive ones. Whether you’re looking for medical coverage, trip interruption, or cancel for any reason options, InsureMyTrip’s search tool makes it easy to find the right policy for you.
7. John Hancock Insurance Agency
John Hancock is known for offering some of the most extensive coverage available in the travel insurance space. Their Gold Plan includes trip cancellation, trip interruption, and emergency medical benefits, along with baggage loss and medical evacuation. They also cover things like pre-existing medical conditions, which many other insurers don’t.
What’s unique about John Hancock is their reputation and solid financial backing. They’ve been in the insurance industry for years, and their policies come with the peace of mind that comes from working with a trusted brand.
8. Berkshire Hathaway Travel Protection
If you’re looking for a provider that offers quick claims and top-notch customer service, look no further than Berkshire Hathaway Travel Protection. They offer a value-for-money plan called AirCare, which focuses on flight protection but also includes emergency medical and baggage loss coverage.
One of the best features of Berkshire Hathaway is their Fast Claim Process. You can get reimbursed quickly if you need to make a claim, making it a top choice for those who want a hassle-free experience. Plus, they provide a 24/7 customer support team to help you through any issue that arises during your trip.
9. AXA Assistance USA
With AXA Assistance USA, travelers can get comprehensive coverage that includes everything from trip interruption to emergency medical evacuation. AXA’s policies are customizable, allowing you to add extras like cancel for any reason or car rental protection.
The Platinum Plan is especially great for those who want more peace of mind, as it offers high coverage limits and even includes coverage for natural disasters. AXA’s 24/7 support team is another reason why they’re a trusted name in the industry.
10. Cheapest Travel Insurance
While the name might sound simple, Cheapest Travel Insurance offers great value for those who want solid coverage without breaking the bank. They provide affordable plans that cover things like trip cancellation, medical emergencies, and delayed flights.
Their basic plans may not have all the bells and whistles of other providers, but they’re budget-friendly and offer good protection for shorter trips. If you’re looking for an affordable option with the essentials, this could be the way to go.
Choosing the right travel insurance provider for your 2025 adventures can make all the difference when it comes to having a stress-free vacation. Whether you’re after comprehensive coverage, affordable options, or protection for adventure activities, these top 10 providers are a great place to start your search.
Remember, the best provider for you depends on your unique travel needs. Consider what’s most important to you—whether it’s medical coverage, trip cancellations, or something more specific. Always read the fine print, compare plans, and choose a provider that aligns with your travel goals. Happy travels and safe journeys in 2025!